“* Be ready for rainy-day emergencies
* Avoid excessive debt; be content with what we have
* Use the resources of the earth wisely; don´t be wasteful
* Prepare for the future by making spending and savings
plans
* Keep a family or personal budget
* Teach children wise spending habits and help them save for
the future
* Obtain an education or vocational training
* Find gainful employment
As we become self-reliant, we will be prepared to face
challenges with confidence and peace of mind.”
― Robert D.
Hales
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